No news. No themes. No narratives.
Decisions are made purely from three years of financial statements
and the most recent quarterly results.
Is it actually growing? And is it cheap relative to that growth?
Strong earnings momentum already reflected in the price isn't an opportunity. And a cheap-looking stock with deteriorating fundamentals may be a value trap. This system scores both conditions independently and finds their intersection.
3-year trends across four indicators — ROE, EPS, operating margin, and operating income — are analyzed. We look not just for growth, but for accelerating growth: is the rate of improvement itself speeding up? Recent quarterly results and forward estimates are incorporated to calibrate confidence.
GROWTH SCORECurrent valuation is benchmarked against the sector-average PER. Dividend yield and payout trend are factored in to assess how much the company is returning to shareholders. The result is a relative value score — cheap or expensive versus peers.
VALUE SCOREGrowth scores and value scores each generate independent ranked lists. Stocks appearing on both lists simultaneously become Top Picks.
Top-ranked on both the growth and value axes. Fundamentals are improving while the price hasn't yet caught up to intrinsic value.
High growth score but low value score. Momentum may continue, but expectations appear to be priced in. Entry timing and price matter.
High value score but growth trend is not yet decisive. Attractive on valuation but may require patience without a near-term catalyst.
We don't make the investment decision for you. We organize the key metrics needed to make that decision — and let the investor interpret them.
Target EPS is a reference input, not a recommendation. You can use it to calculate a target price independently, or feed it into SS-Code for a valuation output. All forward estimates carry inherent uncertainty and are based on historical financial data.
ROE, EPS, operating income, operating margin, and dividend data are collected for 600+ stocks. Annual trend and recent quarterly trajectory are checked for consistency.
Financial DB loadedFirst-order and second-order year-over-year change rates are computed for each indicator. Stocks where growth is not just positive but speeding up receive additional score.
Growth scores computedCurrent PER is benchmarked against sector-average PER. Stocks with dividend yield above the sector average receive an additional value bonus.
Value scores computedThe top-ranked growth list and top-ranked value list are cross-referenced. Stocks appearing on both become Top Picks.
Top Pick · Growth · Value candidate lists confirmedToday's Top Pick and candidate lists
are available on the Investment Code page.
All analysis is provided for reference purposes only. Investment decisions and outcomes are the sole responsibility of the investor.
Scores and EPS estimates are statistically derived from historical financial data and do not guarantee future returns.